What's covered

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#8226;
Business property & contentsCover for your premises, stock, equipment and fit-out against fire, theft, storm and more.
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#8226;
Business interruptionIncome protection for your business if a covered event stops you trading.
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#8226;
General & product liabilityProtection if your business, staff or products cause injury or damage to a third party.
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#8226;
Management liabilityCover for directors, officers and management decisions, including employment-related claims.
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#8226;
Cyber liabilityProtection against data breaches, cyber extortion and business email compromise.
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#8226;
Industry-specific extensionsTailored add-ons depending on the sector: hospitality, trades, retail, professional services and more.

Common questions

Do I need business insurance if I'm a sole trader?

Often yes. Public liability and professional indemnity are commonly required by clients or venues even for sole traders, and provide personal protection if something goes wrong.

Can you review my existing business policy?

Yes. A policy review is usually the first step, comparing existing cover against what the business actually needs.

How is broking different from buying direct from an insurer?

A broker compares the market on your behalf and advocates for you at claim time, rather than representing the insurer's interests.

Who this is for

Small to medium business owners across Queensland
Business owners currently insured direct with one insurer, uncertain if it remains the right fit
Growing businesses that have outgrown a generic small-business policy
Owners who want one broker managing renewals, not multiple portals and providers

Business insurance built around how a business actually runs.